94.1% of recent first home buyers say they feel relieved that they now have their own property. Want to find out what your options are to make the jump from renter to homeowner?
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We share trust through transparency. Because it is our job to break down the technical lingo and empower you with the options and answer questions you may have.
We work with you to create an individual financial roadmap to achieve your lifestyle and finance goals. Our individually tailored processes and plans are driven by data, facts and rigorous analysis.
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Frequently asked questions.
We get asked a variety of questions, and here are some links to articles that address the ones that frequently pop up.
What deposit do I need to buy my first home?
In many cases the biggest barrier to buying is saving up the deposit. The average time it takes to save a deposit based on the median house price is 5 years.
What grants/discounts are available?
In this article, we break down what’s available to Australian First Home Buyers in terms of concessions, incentives and grants. The offers vary from state or territory.
What is pre-approval, and do I need one?
Lender pre-approval is a conditional agreement to lend you a set amount. It helps you confidently search within your budget, stress seriousness, and understand potential repayments, particularly useful for first-time buyers.
When should you buy your first home?
Deciding between saving for a 20% deposit or borrowing a higher amount with a lower upfront cost can be challenging for many first-time home buyers. When is the right time to purchase your first home?
What does LMI, DTI, variable vs fixed and cash rate mean?
In many cases the biggest barrier to buying is saving up the deposit. The average time it takes to save a deposit based on the median house price is 5 years.
How can I help my child by a house?
In many cases the biggest barrier to buying is saving up the deposit. The average time it takes to save a deposit based on the median house price is 5 years.
Testimonials
Best thing I could have done is ring up UFinancial
April 2023“The best thing I could have done is ring up UFinancial. I am a single mum and really thought getting my own place would be close to impossible, but Daniel Mills was absolutely fantastic,he did an awesome job and got me the loan. Thank you so much Daniel for all your help. I would recommend Ufinincial to anyone any day. Very professional and friendly service. Gillian.”
Very professional service, highly recommended
August 2022Very professional service. Daniel was fantastic and we felt very confident that he would find the right lender for our situation. His service was prompt, thorough and very personable. As first-time buyers, he happily answered any questions that we had and he took the time to explain the whole process to us. Highly recommend using Daniel from UFinancial as your broker.