Paul is not only very knowledgeable, but is able to communicate anything in layman's terms with a friendly smile. Highly recommend!

We had an awesome experience with UFinancial. Bryce Whitaker and his colleagues just surprised us all the way. Well done guys 🙏🙏

Paul and the team has done the whole family now.... easiest and most streamlined brokerage assitance I have received so far and couldn't be happier.

Our experience with Paul has been smooth sailing and an absolute pleasure to deal with.
Paul and the team went above and beyond to find the best deal for us to build our dream home.
Highly recommended A+
Rich & Shez

Andrew is honestly amazing. He made the whole process easy and stress-free, and I always felt like I was in good hands. He knows his stuff, gives great advice, and really cares about getting the best outcome. Wouldn’t go to anyone else!

Paul and his staff were amazing. Very welcoming. The experience working with Paul was one I’d recommend. Would always respond to any questions with a quick response. The process went seamlessly and Paul got the best outcome. Again couldn’t recommend Paul and his staff at UFinancial in Torquay.

The best of the best. I wouldn't use anyone else. Highly regarded. He put me on the right path to success. Is he a Torquay local after living there for 20 years?....almost 😆

My meeting with Paul this week was one of the most beneficial financial meetings I’ve had in a long time. I felt like Paul gave a balanced honest assessment of the situation and very knowledgeable options to move forward.

Paul and the team have helped us with our loans several times. They are extremely helpful and knowledgeable. Highly recommend the team at U financial

Daniel Walsh was a pleasure to work with, prompt & very knowledgeable. Will definitely do business again in the future! Thank you

Very happy with UFinancial service. Daniel was very attentive and guided us through the process seamlessly. Recommend their services to anyone on Surf Coast looking for a loan.

We had an absolutely fantastic experience working with Nelson Financial on securing our home loan. From start to finish, the process was smooth, stress-free, and incredibly efficient — far exceeding our expectations.

A special thank you goes to Paul, who was nothing short of amazing throughout the entire journey. His professionalism, responsiveness, and depth of knowledge made us feel confident and supported every step of the way. Paul took the time to explain everything clearly, answer all our questions with patience, and ensure we were comfortable with each decision.

What could have been a complicated and overwhelming process was made easy and straightforward thanks to Paul and the entire team at Nelson Financial. We always felt like a top priority, and their attention to detail and commitment to excellent service truly set them apart.

We couldnt be happier with our experience and highly recommend Nelson Financial to anyone looking for a seamless, trustworthy, and personalised home loan process!

Would recommend visiting paul to assist with your mortgage advice. He made things very easy and straightforward and has helped me to buy my home!

I could not praise more highly, or recommend UFinancial, more strongly . Specifically Kris, Daniel and Meral but also the whole team.
I am always thoroughly impressed by their client care, diligence and hard work, and brilliant financial results.

Paul provided excellent service & guided us through our first house purchase in Australia in beautiful Torquay. Thank you, couldn’t be happier 😊

the ufinancial team have been nothing but fantastic to work with, they guided me through the whole process making everything so simple, they really made me feel like a priority, excellent service! now in my dream home

Paul and the team made everything so easy and have great communication.
Highly recommend.

Paul is extremely knowledgeable and very patiently explained everything while helping us get a mortgage for our first house. He didn’t flinch when we proposed a very short settlement period and we were amazed by how smoothly the transaction went.
He checks in regularly to try to get us a better deal and always has time for our dumb questions.
Cannot recommend Paul highly enough!

Fantastic mortgage broker - Paul helped me and my partner buy a house!

Paul was an amazing help to my partner and I when securing our first home. He went above and beyond for us and was always there if we ever needed questions answered. Highly recommend Paul and his team.

Paul is absolutely brilliant and has been fantastic to deal with when we bought our first home 7 years ago, and again when we refinanced to borrow some equity this year. He explains everything really well and makes the process as simple as it can be. Highly recommended!

I highly recommend Paul and the entire team at Ufinancial. Super easy to work with, kind and efficient. First class service!

Paul Nelson did a great job helping me refinance my property. He made the whole process easy to understand and was always quick to answer any questions I had. Paul really looked out for me and got me a great deal. I felt confident the whole way through thanks to his help. I’d definitely recommend him to anyone needing a good broker. Thanks again Paul!

Paul was amazing in giving us insightful advice based on our financial situation aswell as scenario based testing. It felt breezy getting a loan and buying our first home with pure confidence. Highly recommend!

Paul has been my mortgage broker for over 7 years. Very professional and always helpful with any questions I have. Highly recommended

If you want someone who cares about you not just the numbers. This is the place. Amazing service and exceptional outcome.

We have had such a positive experience with Paul and the team. Everyone is always so friendly and accomodating. Paul is an absolute wealth of knowledge and has clearly been in the industry a long time, but very much up to date with new and forever changing details of the industry. I would highly recommend Paul and the team to anyone seeking a skilled and experienced broker.

Our old broker recommended Georgia and the team at UFinancial to guide us through a land purchase that had been waiting over 4 years to register and we have been nothing but impressed by the professional and warm service we received. It was a seamless transition from our previous broker, Georgia has been exceptional for us from start to finish. We had a sudden 3 week settlement with no existing pre-approval in place, one of us working away to add to the mix but she worked with us tirelessly to make sure we knew what our options were and not only guide us through the process but doing everything she could to ensure that everything was actioned within the 3 week timeframe with settlement taking place as per schedule. We cannot thank Georgia and the team at UFinancial enough and highly recommend them to anyone!

Stacey and her team at UFinancial recently helped with my mortgage refinancing. The process was incredibly easy compared to my last time refinancing with another company, which was far more laborious than my experience with Stacey. I got a great deal and everything was done in a timely manner with very little effort from me.

Thanks again to all involved!

Cannot recommend Daniel Walsh at UFinancial highly enough! We are so appreciative of Daniel’s support and guidance throughout the entire mortgage process. He is evidently very knowledgeable in his field, he explained everything really clearly to us, and never made us feel like we were asking silly questions (even though I’m sure some of them were!)
Daniel has a very calming presence and helped put our minds at ease on many occasions. Always making himself available as we needed, he’s a lovely bloke and a pleasure to work with.
Fiona & Jake

Daniel gives you the feeling that he has the time to get to know you and what your needs are. His expertise in all areas makes him an amazing asset and ensures you have trust in what is best for your financial future. Absolute legend.

Thank you to Laura & team. As a first time home buyer, i was stressed and excited. Laura has help me by making it a smooth and stress free experience. Always checking in and taking time to go through every detail with me. She is professional, efficient and knowledgeable in this area
I am grateful for their service, and would highly recommend UFinancial. Thank you again.

Debbie is very good, she explained to me clearly about my loan structure and went further to help me setting up my offset facility.

I left Daniel a review years ago after he obtained pre approval, finance approval, all within a day or two, only for me to withdraw from purchases due to structural issues or missing out on other properties.

I offered him payment for his time as I felt awful / he never once would accept a cent.

Two years on, I finally have settled my dream home, albeit paying more than I thought I could afford, and Daniel and the U Financial team were incredible again. Responsiveness and willingness to help is like no other professional I’ve seen. Don’t hesitate to contact him - you won’t be disappointed.

We had the pleasure of working with Laura Biggs (Finance Broker) from UFinancial, and we can’t recommend her highly enough. From start to finish, the entire process was smooth and stress-free.

Laura was incredibly knowledgeable, patient, and always available to answer any questions we had. She took the time to understand our needs and guided us through every step of securing the best deal possible. Her expertise and professionalism made what could have been a complex process so much easier to navigate.

If you're looking for a reliable, efficient, and supportive broker, we highly recommend Laura!

Just completed a mortgage restructure and refinance with Matt and his team. Great team, great communication and easy to deal with. Matt and his team never gave up even when we hit a few hurdles.

End result was awesome, than you very much.

Bryce Whitaker recently navigated me through refinancing my mortgage and helped me access equity in my property for renovations. He made the process super easy and exceptionally quick turnaround time. His communication was great from start to finish. Thank you, Bryce!

A huge thank you to Stacey Day, an exceptional broker you can truly reply on. I feel incredibly fortunate to have had Stacey Day as my broker throughout this purchase experience. From our very first call, Stacey made the entire process easy to understand. She has a unique ability to explain each stage clearly, breaking down what could be overwhelming into simple, digestible steps.

Her communication style is not only reliable but also very reassuring. Stacey guided me with great patience, especially when I needed to gather missing documents, and her suggestions were always clear and incredibly helpful. She made the process smoother than I ever expected.

What sets Stacey apart is her approachable, supportive, and responsible attitude. She took the time to offer me options from multiple lenders, providing transparent insights into the pros and cons of each, many of which I wouldn’t have even considered on my own. Her depth of knowledge and openness in sharing it truly stand out.

When you speak with Stacey, you’ll instantly feel the difference. She’s not just someone doing her job, she’s someone who genuinely cares. You’re talking to a real human who is deeply invested in helping you find the right solution, not just launching a case and ticking boxes.

Whether you're a first-time buyer or have purchased properties before, I wholeheartedly recommend Stacey for any future purchases. What we all need in a broker is someone who is trustworthy, knowledgeable, and genuinely supportive—and Stacey is exactly that.

To anyone reading this, and especially to her management team: Stacey Day is a remarkable asset. Her professionalism, dedication, and care go far beyond expectations. I couldn’t recommend her more highly.

️We had a great experience with Debbie Sale, Customer Care Manager at U Financial. She was warm, professional, and made sure we had everything we needed to access our new banking without any hassle.

Her clear communication and attention to detail made the transition smooth and stress-free. Debbie's support was greatly appreciated, and we're thankful for her care throughout the process!

Have used Andrew for a few of our purchases and refinances. Always received excellent service. Well informed and a good communicator, Andrew delivers on his promises. Would high recommend.

We have recently worked with Laura who has been nothing short of amazing. Her communication and attention to detail is second to none. Nothing is too much trouble.
Would happily recommend her services. Thank you Laura !

Our experience of UFinancial was excellent. Extremely helpful and proactive along every step of the journey. Abi, as our mortgage broker left us feeling supported, informed and empowered. And was able to negotiate an interest rate with our preferred bank that was lower than what we expected to be possible. Rai left nothing to be desired in overseeing a smooth and stress free settlement process. Would strongly recommend the services of UFinancial!

I have had an amazing experience. Staff have been very proactive and reassuring. Laura checked in regularly and explained all the processes and ensured we were her first priority over banks and we got what we needed and asked for.

Very happy with service and will recommend to anyone.

Regards Monique watling

We can’t thank Stacey Day and the team at UFinancial enough for helping us secure our first home! Stacey was incredibly knowledgeable, patient, and supportive throughout the entire process. She took the time to understand our needs, explained everything clearly, and made what could have been a stressful journey feel smooth and manageable.

The UFinancial team was also fantastic, ensuring everything was handled efficiently and keeping us updated every step of the way. Thanks to their guidance, my partner and I were able to achieve our dream of homeownership. We highly recommend Stacey and UFinancial to anyone looking for expert mortgage advice and outstanding service!

Lucas is very efficient and highly motivated. Would recommend for anyone with simple or complex financial needs.

Highly recommend Daniel to help with all financial advice. He was very knowledgeable, patient, helpful and easy to talk with. He helps with every step of the way for a piece of mind.

Daniel is amazing to deal with. Super efficient and communication is second to none. Thanks Daniel and team!

Stacey was the most incredible broker we could have asked for! Having Stacey support us every step of the way made this process so much less daunting and stressful. She was always so kind, patient with our many questions and always celebrated the wins and was genuinely on the journey with us. There wasn’t any point where I was left wondering how the progress of our loan application was tracking because Stacey was incredibly proactive with providing us with updates!
If you need a broker I can’t recommend Stacey enough.

We cannot speak highly enough of UFinancial and in particular, our broker Laura Biggs. The process, communication and post settlement followup is excellent. They have saved us thousands. If you are looking for a broker, be assured UFinancial will get you the best deal and will do it quickly and professionally. UFinancial will review our loan on an annual basis and this gives us great comfort in knowing we will always be on the best possible deal.

Lucas O’Sullivan was a pleasure to deal with. He was very knowledgeable and took the time to answer all of my questions, no matter how small they were. He kept me updated through the whole process which was extremely quick and pain free. I would not hesitate to recommend him and UFinancil to anyone looking for a Mortgage Broker.

UFinancial was our first experience with a mortgage broker. From the get go, Lucas O'Sullivan was extremely helpful and efficient. He was always well prepared and able to clearly present and explain all our available options. His communication and professionalism are first rate. We would highly recommend UFinancial and Lucas to anyone looking for a mortgage broker!

I recently worked with Lucas O'Sullivan, and I couldn’t be more impressed with the level of service and professionalism he provided. From the very beginning, he took the time to listen to my needs and walked me through every step of the mortgage process with ease. Their expertise and attention to detail helped me secure a great rate, and they were always available to answer any questions I had, no matter how small. I truly felt supported and well-informed throughout the entire process. If you’re looking for a knowledgeable and reliable mortgage broker, I highly recommend Lucas—he made the entire experience stress-free and seamless!

🙏I found U Financial company amazing!! Especially our Mortgage broker Bryce! Bryce is very professional 😃 My daughter and I were able to get a home loan together and brought our favourite home we've since, we didn't think it was possible because how properties have gone up so much, Bryce helped myself and my family very much 😃 I would recommend to anyone 👍 I actually did recommend Bryce and the U Financial Team, and they were very happy as well Yay! Cheers Bryce to you and all the U Financial Team We are very grateful 🙏 Rachel Clark

Bryce was amazing, helped us through the process making it very easy. Very happy with the service and will definitely continue to use and recommend him in the future.

The team at UFinancial are the ultimate professionals assisting in the navigation of the complex world of investment finance, remortgage and debt consolidation. From Daniel, Rochelle and Debbie to the whole team they make a very stressful, complex process seem simple and always acting on you, the clients best interest. A pleasure to work with and couldn't recommend highly enough

My partner and I had the pleasure of working with Andrew when buying our first home, and he made the entire process smooth. Andrew was always available to answer questions, guide us through paperwork, and provide advice. His expert advice and attention to detail gave us confidence during a stressful period. Everyone we dealt with during the process, including Rochelle and Mark, have been on the ball every step of the way. I couldn’t be happier with my experience and highly recommend Andrew and the entire team at UFinancial to anyone looking to buy their first home!

I had the pleasure of working with Andrew as my financial broker, and I can confidently say he went above and beyond to help me and my fiancée secure our first home loan. From the very beginning, Andrew was extremely professional, attentive, and knowledgeable. He took the time to fully understand our financial situation and explained the process in a way that made everything clear and easy to follow.

Andrew worked tirelessly to ensure that we were approved for the loan, guiding us through every step and answering any questions we had along the way. His dedication and persistence really stood out, and we always felt supported. He made what could have been a stressful experience feel smooth and manageable. Thanks to Andrew’s hard work, we’re now on our way to owning our first home, and we couldn’t be more grateful for his expertise and commitment. 5 Stars isn’t enough for Andrew’s service!

Franco, Mica and the team at UFinancial have been fabulous, we had complex needs and wanted to take it slowly, they have been patient, professional and fulfilled what was needed, highly recommend!

Daniel was friendly, patient, and insanely efficient - I can’t recommend him highly enough!

I was recommended UFinancial by a friend and it exceeded my expectations. Stacey Day made what could have been a very stressful experience, seamless and easy (especially during the Christmas and New Year period when the world is on holidays). I had the benefit of Stacey's expertise to guide me through the process and to answer all the questions I had. I highly recommend Stacey and her team to do what they do best!

We had a wonderful experience with Nicole. Right from the first call Nicole was friendly, non-judgmental and informative about giving us all of the facts and numbers. She was available and super helpful the whole way through our first home buying journey. We are so grateful for all her help and support! Highly recommend!

What a great experience with finance stacey as I called her , I found her online and she has been wonderful from start to finish , from multiple phone calls explaining what seemed complex to me she layed out a simpler explanation and had me connected with the right financial solutions to suit my situation whats more she has still been in touch after everythings been signed to make sure im on the right track . Danm good help would highly recommend 👌

We had the best experience with UFinancial and without a doubt would highly recommend them! Everyone we dealt with was fabulous but a special shout out to Georgia Lilley who we found went above and beyond in every aspect of our journey. We can not thank her enough. Our lives have been made so much simpler now on our run to retirement. Thankyou very much!

Laura and Andrew have been so amazing to deal with. Their support and advice has made any transaction stress free. Our whole family now use Laura. I honestly cannot recommend them enough. We have been so lucky to have them on our side assisting us.

Andrew was a pleasure to deal with. Incredibly helpful with all questions asked. For this being my first time buying a home Andrew was very patient with any questions I had, couldn’t recommend highly enough.

Abi at UFinancial might be the most helpful and understanding broker I’ve ever had the pleasure of dealing with! Abi and the team were always contactable, willing to assist, and going above and beyond to help! Abi is exceptional at what she does, and words cannot express how thankful and grateful I am for everything she has done. As a first home buyer, she walked me through everything and answered all my questions! I could not recommend Abi and the team more!!

Had a great experience dealing with Lucas, his can do attitude was exactly what was needed in my situation. Highly recommend him!

I've used UFinancial for a number of different services across the last seven years and have been totally happy with their professionalism, communication and efficiency in helping me to make the best decisions for my financial situation. Most recently I've dealt with Lucas O'Sullivan who I would highly recommend as a broker as he has been fantastic to deal with. All the staff I've encountered over the years have been friendly, knowledgeable and extremely helpful with any questions I've had. I trust UFinancial 100% and will continue to work with them.

Daniel and the team at Ufinancial have been nothing but amazing to deal with , honestly could not recommend there service enough.

Excellent and professional standard work throughout my property purchase.
Geoff always has the correct advice and very quick to respond with any questions or dilemma.
Keep up the good work guys.

Nathan and Nat did a fantastic job in securing us a competitive loan despite some complexities associated with an overseas relocation. You will be in great hands with UFinancial!

Andrew made the whole process so easy. He is knowledgeable, responsive, and really worked hard to get us the best possible outcome. Highly recommended!

Lucas and the team were fantastic to deal with taking the time to work through our finances and develop and implement strategies to achieve our goals. At no point did did we feel like just another number with Lucas and the team patiently working into our busy schedule. The settlement team efficiently managed this process keeping us informed at each step. Highly recommend Lucas and Ufinancial.

Daniel and the team are truly amazing to deal with. They go the extra mile!

Daniel with his outstanding knowledge and understanding of no only our mortgage, he has created our financial focus for our future! The whole team at U Financial made it effortless, answered the phone every time, supported and guided us through the whole process and I know this is not heard of but also has been checking in to make sure we are happy along the way and was there anything they can do! We live in Queensland as well everything was as like we sat in the same office truly amazing.... Daniel and your team are outstanding thank you! We recommend you and your team! Tracy and Chris

I highly recommend Daniel Mills from UFinancial. From our first introduction, Daniel demonstrated professionalism and specialist knowledge when assisting
us with purchasing our first investment property. His communication and customer-centric approach made it a seamless and less stressful process. Thanks again to Daniel and the team.

Daniel and the staff have been great.
Fast reliable and helpful.
We would gladly recommend them to anyone looking to refinance or invest!
Made a potentially stressful time very easy and stress free
Thank you

Daniel and the team were very helpful in refinancing my mortgage find me the best rate possible and explaining all the options available.

Sensational service provided by Daniel and his team, cannot fault, very prompt with answering questions and sending information, highly recommended.

Daniel was very helpful and made the move over from banks, easy as possible.
Worked hard to get us the best results, looking forward to working with the team again in the future 😃

We are so thankful for Daniel and his team! From the initial conversation and guidance, to more than a year later when we closed on our first home he has been there all the way. He came highly recommended in the area and for good reason. Thank you for helping make our dream come true on the Surf Coast

Dealing with Daniel and the team has been an absolute dream. From the very first meeting right through to end they have been incredibly helpful, informative, responsive and honest. I really can’t recommend them enough.
Thanks again for all the hard work

Daniel and the team at U-financial have been exceptional. They made the whole process of purchasing our first home smooth, timely and effortless. We highly recommend them and will be using their services in the future.

Highly recommend! I delt with Daniel Walsh who put alot of effort into getting my finance. Excellent communication and very prompt.

Have dealt with financial.for two of my properties already and its a breeze dealing with them and taking care of updating my existing loan with the banks after getting the loan Daniel Welsh have assisted me through all the process, excellent to deal with and took care.with me all throughout.Giving him 6 stars if it could.

Daniel and his team were excellent from loan application to post settlement, made the process as streamlined as possible, I would highly recommend them to anyone, thanks again.

My husband and I received fantastic service and support beyond our expectations. Daniel was available for our ongoing questions and provided much needed support.
We highly recommend Daniel and Ufinancial Torquay.

Daniel Walsh and the team at U Financial have been nothing short of amazing! The whole process has been seamless from start to finish. We were always kept well informed of where things were at and nothing was ever too much trouble. We could not recommend Daniel more highly. We will definitely be using him again in the future for any of our financial needs.

I was fortunate to be recommended to UFinancial Torquay by a friend. My experience with the team, particularly Daniel, has been exceptional since day one. Their support throughout the legal intricacies of purchasing my first home made the entire process remarkably smooth. I cannot emphasise enough how effortless it was for me! Simply signing a few documents electronically and handling some mortgage paperwork. UFinancial Torquay truly exceeded my expectations, and I am genuinely delighted with my decision to choose them for such a significant milestone in my life.

Dealing with UFinancial has been so seamless & hassle free. All our stressors were put at ease & no hurdle was ever to high. Incredible outcome for our family. Highly recommend!