Nicole McAtee

Your Trusted Mortgage Broker

Hello there!

Approaching two years of experience in the finance industry, Nicole brings a fresh and passionate perspective to the field. Her journey began in real estate, but a move from Brisbane to Melbourne during the COVID pandemic prompted a closer examination of personal finances and budgeting. This challenging period highlighted the importance of financial management and sparked a deep interest in the world of finance.

Growing up in a small country town in QLD assisting with the family business – Nicole is driven by an appreciation of success through hard work and honesty. By idealising the Australian dream of homeownership, she decided to pivot her career to become a finance broker, dedicating herself to helping clients achieve their goals through property portfolio expansion, strategic debt reduction, and effective financing. Her approach is client-focused, aiming to empower individuals and families to navigate the complexities of all things credit, leveraging her knowledge and network to find suitable tailored options.

If you can’t catch Nicole on the phone finding the next best offer for her client, you’ll most likely find her out trail running – “Either you run the day, or the day runs you!”

2024 better business awards-best community engagement

MFAA 2023 customer service business national award

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UFinancial

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Based on 316 reviews

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Tegan Rogers

Can not recommens UFinancial enough! Nicole and her team have been brilliant in assisting us with our first home. Very professional and so friendly. I really appreciate all the support

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Recent Blogs

Home Loans

30 Aug 2024

High rates and inflation: Will Australia follow the US in cutting rates?

With inflation still stubbornly high, will global economic trends push Australia to reconsider interest rate cuts for the remainder of…

Home Loans

29 Aug 2024

Understanding your properties value

Discover the difference between market value and real estate valuation

Home Loans

27 Aug 2024

Smile Home Loans have joined forces with UFinancial

Understand what this means for U!

Recent Blogs

Home Loans

30 Aug 2024

High rates and inflation: Will Australia follow the US in cutting rates?

With inflation still stubbornly high, will global economic trends push Australia to reconsider interest rate cuts for the remainder of…

UFinancial

Home Loans

29 Aug 2024

Understanding your properties value

Discover the difference between market value and real estate valuation

UFinancial

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0447 984 219
nicole@ufinancial.com.au

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Google Rating

5.0

Based on 316 reviews

UFinancial

5.0

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Bettina Froesch

1726126390

Andrew Boseley was so helpful and got me the desired outcome for refinancing my mortgage!

Shane Okeefe

1725922967

Ufinancial have help us out multiple times from investment to re financing our primary residence, the team go over and above to get the best rates, are open to phone conversations and have taken the pain out of dealing with banks.

Fran Alleaume

1725415411

We wanted to say an immense thank you to Andrew and the team at u financial. From the start of the loan process to the end we always felt supported and updated on how the loan was progressing. Andrew was knowledgeable and proactive to ensure we could get the best loan offer! Thank you ! We would definitely recommend u financial to anyone that may be considering refinancing !

Bella Marchese

1725273721

Lucas O'Sullivan was amazing to work with during this process. He treated us with the utmost respect, always available to help and support us. We cant thank him enough for all his hard work and efforts into guiding us through the process. HIGHLY recommend Lucas, absolute superstar. THANK YOU!

Jai Gantor

1725259226

Bryce was great to deal with and helped everything go smoothly and quickly

Kane Jackson

1725233903

Daniel and the staff have been great.Fast reliable and helpful.We would gladly recommend them to anyone looking to refinance or invest!Made a potentially stressful time very easy and stress freeThank you

Angela Scott

1724975906

I found him to be easy to communicate our wants and the direction that we wanted our home loan to go. Very professional when dealing with us. Git us a great deal. Would recommend to others to use.

Susan Ciaravolo

1724889076

Daniel and the team were very helpful in refinancing my mortgage find me the best rate possible and explaining all the options available.

Ramjo Seastres

1724402976

Lucas is the most helpful and loveliest finance broker. He will do his utmost to get you the best rate ever like he did with mine. You won’t be disappointed.

Gianpaul Perpoli

1724371507

Great advice on best lender to go with and were very helpful post purchase and kept me informed all the way through settlement. Great to have on your side.

Harry Kelly

1723521096

Lucas patiently guided me through the refinancing of my investment property, showing me multiple options and add ons to enhance my investment journey. I will definitely be using Lucas on the next purchase!

David Cox

1723242051

Sensational service provided by Daniel and his team, cannot fault, very prompt with answering questions and sending information, highly recommended.

Karen Jones

1723166273

Great brokers to work with, for a refinance and also for property purchase in SMSF. These guys are quick and responsive by email, text and phone. This has been the quickest and most trouble free refinance/borrowing experience I have ever had! Seemed to have a good range of options for products and banks. Would recommend for sure!!

Kane Beaumont

1723072727

Daniel was very helpful and made the move over from banks, easy as possible.Worked hard to get us the best results, looking forward to working with the team again in the future 😃

Jai Brown

1722978405

Lucas has been excellent to deal with! He has made the whole process stress free and was able to get us the loan we were after. I would highly recommend Lucas to anyone needing a home loan!

Ivy Sigua

1722315851

Bryce Whitaker was a total lifesaver for us as first-time home buyers. We reached out to a few brokers before settling on Ufinancial services, but none of them were as accommodating or dedicated. From the get-go, Bryce was incredibly helpful and knowledgeable, guiding us through every step of the process from application to loan approval.We started in early June, and by Friday, August 2, 2024, we'll be picking up the keys to our first home. Bryce was always professional, kind, and super responsive. Not a single email, phone call, or text message went unanswered, often within a day. This was a stark contrast to other brokers who took days to reply, even though we were eager to move forward.Bryce got us a fantastic rate with a bank we already knew and liked. He made the daunting task of buying a home so much easier, helping me achieve my goal of owning a home before turning 30. Bryce provided detailed reports and plans throughout the process, keeping us constantly updated through quick meetings or emails about the loan's progress and final approval.We are beyond thrilled with the service we received and will definitely use Ufinancial services again when we move on to bigger and better things. I can't recommend Bryce enough, especially if you're a first-time home buyer. He was thorough, knowledgeable, and truly cared about making our home-buying experience smooth and successful. 100% recommend!

RobJL

1722132726

We have nothing but positive things to say about Franco from UFinancial. His communication, responsiveness and availability to help was above excellent. I'm not financially minded at all so am very grateful we had him on our team. If the rest of the team are half as good as Franco, i would gladly recommend UFinancial.

Fletcher Hustwaite

1721423878

We were recommended to speak to Mars from UFinancial by a close friend, and Mars has been an absolute pleasure to deal with. He has made the entire loan process easy and stress free. His knowledge in the industry is second to none and I would recommend him to anyone in a heartbeat. Thank you Mars!

Stephanie Ellul

1721281961

Laural, Meral and the team at UFinancial have been so helpful and reassuring throughout a long and complicated settlement process. They are always easy to contact and very informative and friendly. Would highly recommend!

Sid Terrill

1719984045

As first-time home buyers, we had a great experience with Lucas at Ufnancial. He was extremely helpful and supportive throughout the entire process, consistently checking in to ensure we understood everything that was required of us. We would recommend Lucas and Ufnancial to any first-time home buyers who are looking for knowledgeable and understanding guidance.

Amie M

1719905756

Mars is beyond words amazing. As a working couple with the kids Mars made it his mission to ensure we were across everything, harassed us in a positive way so we secured the best finance advice when securing our investment property. He is available 24/7, makes everything clear to myself who isn’t across the financial fine print and helped my husband feel confident who is fluent in financial decisions. He is the perfect finance guru. Your go to for all things finance! Absolutely recommend this gold star broker! He will make you feel confident, secure and helps every single step of the way. A bulldog at getting the best rates and ensuring your finances are in an amazing state. Couldn’t recommend highly enough. Go with Mars! 10 out of 10.

Danielle de la Cour

1718860538

We are so thankful for Daniel and his team! From the initial conversation and guidance, to more than a year later when we closed on our first home he has been there all the way. He came highly recommended in the area and for good reason. Thank you for helping make our dream come true on the Surf Coast

Stefan Tanti

1718844022

We had a wonderful experience with Mars Hana from UFinancial. This is the second time we worked with him as our broker and both times have been a seamless experience handling the financial burden when buying a house or refinancing. I would highly recommend Mars and would definitely use him again in the future. Thanks for all your hard work and support!

Jonatan Lafferrairie

1718690432

Mars has been nothing short of phenomenal. He was thorough throughout the process, he asked me about my current and my future goals and found a lender that could meet those needs. Mate would make contact with me at every stage of the home loan process (application/ formal approval/ loan docs and finally settlement) just to provide me with status updates on my application. Post settlement Mars has continued to monitor my home loan with annual reviews just to ensure I’m still on the best available rate.

Craig Mutimer

1717281680

Could not fault Andrew and his team. Always available to answer my many questions and never had to wait long for a response. Excellent service and highly recommend.

Michael Stanley

1717127772

Extremely happy with the service provided by Lucas O'Sullivan and the rest of the team. They went above and beyond to assist us with our first home purchase and I wouldn't hesitate to recommend Lucas to friends or family.

Michelle McLoughlin

1717054059

Great service indeed, UFinancial went above and beyond in offering guidance and assistance throughout the entire application and closing process for our mortgage. They are prompt, understanding, and always willing to assist.Michele

Claudia Slack

1716717232

Andrew and the team at UFinancial were absolutely exceptional, they made our entire experience both enjoyable and seamless.Andrew’s knowledge, friendliness and approachability are second to none!Thank you to the whole team for going above and beyond and helping us at every stage, we couldn’t recommend them more highly!

Mervyn De Sousa

1716554655

Just wanted to call a huge shout out to the UFinancial team who assisted with our mortgage. Lucas, Debbie and Abi were extremely helpful and valuable with their expertise in their respective fields. They all showed a lot of care and passion in their work and were able to make the process so seamless. We would highly recommend their services to anyone either looking to refinance or take out a loan.

Cody Niedzwiedzki

1716280249

Andrew and all the team at UFinancial have been nothing short of amazing, their hard work and thoroughness throughout the whole process have made all things as simple as possible for my partner and I. Highly recommend UFinancial and especially Andrew to anyone and everyone looking for a friendly and highly knowledgeable broker. Many thanks to Andrew and the whole team at UFinancial.

Alexandra Lamont

1716259444

Mars provided outstanding service when securing our home mortgage. We were impressed by his expertise in explaining the details clearly and securing favourable terms tailored to our needs. What really stood out was his cool-headed professionalism. Mars remained calm and composed, deftly navigating any challenges that arose. This instilled confidence in us that we would achieve our desired outcome and his responsiveness and persistence kept the process moving. Highly recommended for reliable mortgage broker services.

Pat Burke

1716257861

While I'm usually quite cautious and a little nervous dealing with financial matters, Andrew and his team made us feel very comfortable with the path to take, presenting us with options that were explained thoroughly, and led us all the way through the process with a minimum of fuss. Very happy with their service.

Debra Fenelon

1715751184

A big shout out to Lucas O'Sullivan and his team for excellence in their service and support during our refinance. Highly recommend these guys. Thank you Deb & Emma

Michael Rogers

1715048864

Mars and the UFinancial team greatly assisted my partner and I through the financial planning process to securing finance when we were looking to secure our first investment property together. Mars did everything from negotiating the best interest rates possible with the banks, to ensuring that we met the serviceability criteria for the loan repayments and even calculated everything for us. Not only did Mars help us secure finance, he did so with a quite complex situation involving 3 investment properties, and went above and beyond with securing finance across these.Mars is an excellent communicater, has the utmost respect and professionalism for his clients and has the drive to ensure we had everything in place in the shortest possible time. Mars has demonstrated a wealth of experience during the 2 years I have had the pleasure of working with him. I recently sought his services again to refinance my loans for a better deal, and at the same time also required him to liaise with another conveyancing firm during the sale of one of my investment properties. This kind of complexity was no problem for Mars and his team at UFinancial, and everything worked out as planned.I highly recommend Mars and UFinancial to assist you in securing finance for your home, they seriously saved my partner and I time, money and stress and delivered above our expectations.A massive thankyou again Mars !!! I look forward to reaching out again when I'm ready to tackle the next investment.

Josh Mckenzie

1715043594

Dealing with Daniel and the team has been an absolute dream. From the very first meeting right through to end they have been incredibly helpful, informative, responsive and honest. I really can’t recommend them enough.Thanks again for all the hard work

Tyson Manitta

1714534645

Mars has been more than extremely helpful every time we talk he is saving me money! Couldn’t recommend him any higher

M Hana

1714181408

Mars was extremely helpful in providing us with a private funding deal. The process was easy and allowed us to access equity in a property that was on the market for sale so that we could continue on with our next project.

Shanti Ghole Lama

1713925329

Mars was exceptionally helpful. Very thorough and kindly answered all our questions.

Marlin Hana

1713848089

Mars has been amazing in the way he has dealt with our refinance. He found us a bank that provided us the highest possible valuation and we avoided LMI and were able to reduce our interest rates. Highly recommend Mars and Ufinancial

Luca Dardano

1713845539

Mars has helped us recently with a refinance and as a self-employed person I always found it hard, but Mars really simplified things and made it easy for us. Would recommend Mars and Ufinancial team.

James O'Sullivan

1713769697

Lucas and the team made finding a home loan so easy and we're very supportive and helpful through the whole process from pre-approval to settlement. Very grateful for their work!

Linda lodge

1713568356

Andrew and Bryce make the whole refinancing of investment loans so easy. My previous experience with financing was so awful that I had been willing to pay extra for my loans rather than go through the process again.I finally took the plunge with UFinancial and was so happy with the process. Being able to docusign documents and having the requirements explained to me over the phone or via email was a pleasant way to get all the documentation done.Thank you to Bryce and the team for assisting us along the way.

Tegan Rogers

1713246309

Can not recommens UFinancial enough! Nicole and her team have been brilliant in assisting us with our first home. Very professional and so friendly. I really appreciate all the support

Maria Schmidt

1713144189

Outstanding experience with this company, Daniel and Abi worked closely with me, hand holding me through the loan process, helping me understand my options, every detail of the application, through approval, and supporting me then. I had a significant timeline challenge, and these guys made it happen and look easy in no time (seriously, no time), pretty amazing, almost effortless operation. Their scope of advice is much wider than just home loans, too, which helps with the holistic financial picture. I'm not going to anyone else now, thanks guys!

Ally Murphy

1713090152

We love working with the team at UFinancial. We have worked with Cameron and Lucas over many years and it's been easy and very professional dealing with them. They have consistently got us low rates and saved us thousands of dollars of potental interest costs.

Alexander Sherriff

1713087716

The service that Lucas and the team at uFinancial provided has been seamless from day one. They are always willing to answer questions in a professional, friendly and helpful manner. We had Lucas recommended to us by a friend and would 100% recommend him and uFinancial to others. Thanks for helping my family and I get into our first home.

Gwen Underhill

1713010710

Ufinancial helped us to get our loan. Andrew and his team were always very professional, available and knowledgeable about the process. We would happily recommend them.

Peter Sommer

1712535055

Received the best possible help from Andrew Boseley and the UFinancial Team. My wife and I were purchasing a new property and wanted the best rates for this and our existing loans.Andrew did more than find us the best interest rates, he established a great loan structure, guided us through every step and would help us with the completion of the loan documents. The UFiunancial Team were also fantastic with the settlement process.We have had help from other mortgage brokers in the past and although good, Andrew and the UFinancial Team are so much better.I will be recommending Andrew and the UFinancial Team to my family and friends.

Ted Murchie

1712203037

I recently had the privilege of working with Lucas O'Sullivan from Ufinancial for my first home loan, and I was thoroughly impressed with his attentiveness. From the initial consultation to settlement, he demonstrated a deep understanding of the various loan options available and provided clear explanations. His transparency, honesty, and professionalism significantly reduced the stress associated with obtaining the mortgage on my first home, making the process hassle-free.The best part was he would always be there to answer my call.I cannot recommend Lucas highly enough for anyone wanting to investigate their options for a new investment or first home!

Behnam Kabiri

1712040982

I want to extend my gratitude to Franco Mazzeo and the entire team at UFinancial for their exceptional service and great rates! Franco guided me seamlessly through the home loan refinancing process, ensuring I secured a fantastic rate. Communication was clear and their personalized approach made me feel valued. I highly recommend UFinancial to anyone seeking financial assistance. Thank you, Franco, for making the process stress-free and for helping me save money in the long run!

Jennifer Villar

1711957077

Friendly, easy to talk to team. They went above and beyond to help me apply for a home loan. I can't rave about them enough. Highly recommend! Thank you to Andrew and the team 😊

Tanya Shah-Scott

1711321065

Daniel and the team at U-financial have been exceptional. They made the whole process of purchasing our first home smooth, timely and effortless. We highly recommend them and will be using their services in the future.

Scott Cooper

1708655061

Highly recommend! I delt with Daniel Walsh who put alot of effort into getting my finance. Excellent communication and very prompt.

Christian Serrano

1701300180

Have dealt with financial.for two of my properties already and its a breeze dealing with them and taking care of updating my existing loan with the banks after getting the loan Daniel Welsh have assisted me through all the process, excellent to deal with and took care.with me all throughout.Giving him 6 stars if it could.

Andrew Sherry

1701051429

Daniel and his team were excellent from loan application to post settlement, made the process as streamlined as possible, I would highly recommend them to anyone, thanks again.

Karen Donaldson

1700947609

My husband and I received fantastic service and support beyond our expectations. Daniel was available for our ongoing questions and provided much needed support.We highly recommend Daniel and Ufinancial Torquay.

Laura Hay

1700796857

Daniel Walsh and the team at U Financial have been nothing short of amazing! The whole process has been seamless from start to finish. We were always kept well informed of where things were at and nothing was ever too much trouble. We could not recommend Daniel more highly. We will definitely be using him again in the future for any of our financial needs.

Thomas Dittmar

1700728793

I was fortunate to be recommended to UFinancial Torquay by a friend. My experience with the team, particularly Daniel, has been exceptional since day one. Their support throughout the legal intricacies of purchasing my first home made the entire process remarkably smooth. I cannot emphasise enough how effortless it was for me! Simply signing a few documents electronically and handling some mortgage paperwork. UFinancial Torquay truly exceeded my expectations, and I am genuinely delighted with my decision to choose them for such a significant milestone in my life.

Chloe Bowen

1700610328

Dealing with UFinancial has been so seamless & hassle free. All our stressors were put at ease & no hurdle was ever to high. Incredible outcome for our family. Highly recommend!

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Nicole McAtee

Your Trusted Mortgage Broker

Hello there!

This is me!

Discover how I’ve made a difference:

Resources For

Recent Blogs

High rates and inflation: Will Australia follow the US in cutting rates?

Understanding your properties value

Smile Home Loans have joined forces with UFinancial

Recent Blogs

High rates and inflation: Will Australia follow the US in cutting rates?

Understanding your properties value

Get in touch

Book your free chat

News

Guides

Community

News

Guides

Community

Nicole McAtee

Your Trusted Mortgage Broker

Hello there!

This is me!

Discover how I’ve made a difference:

Resources For

Recent Blogs

Recent Blogs

Get in touch

Book your free chat

Selling Your Home Guide

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Building a Home Guide

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