Our Asset Finance Solutions
Car and fleet finance
Whether you’re purchasing a single vehicle or managing a growing fleet, our tailored financing solutions ensure you get on the road with ease. We offer flexible terms and competitive rates to keep your business moving efficiently.
Recreational equipment
From boats and jet skis to caravans and motorbikes, we make financing your next adventure simple. Enjoy the freedom of the great outdoors with affordable and flexible loan options that suit your lifestyle.
Agricultural Equipment
Farming requires the right tools to maintain productivity. Our finance options cover tractors, harvesters, irrigation systems, and more—helping you invest in equipment that keeps your farm thriving.
Medical Equipment
Healthcare professionals rely on state-of-the-art equipment to provide the best patient care. We offer finance solutions for everything from diagnostic tools to surgical equipment, ensuring your practice remains at the forefront of medical innovation.
Business Equipment
The right equipment can enhance efficiency and drive success. Whether you need office technology, industrial machinery, or retail fit-outs, our finance solutions make it easier to invest in the tools that power your business.
Our process
Low-doc
A low-document (or low-doc) loan is a fast and easy way to secure financing. If you’re self-employed, a sole trader or a small business owner, the laundry list of details and documents that big banks or loan institutions ask for can be overwhelming. Low-document loans just need proof of ID and some supporting information –simple, easy and fast!
Chattel mortgage
A chattel mortgage is a great option if you use your equipment for your business at least 51% of the time. Your lender of choice will purchase your business equipment, register a chattel mortgage, fix an interest rate and set up a repayment schedule agreed to by you. Enjoy tax-deductible interest charges and depreciation if you own a small business.
- Fixed interest rate
- Flexible loan lengths ranging from one to seven years
- Residual value or balloon payments available
Rent to buy/operating lease
Get all the perks of equipment ownership without the responsibility
Pay a fixed monthly lease or rental amount for the lifespan of your loan for ultimate business flexibility. Rest assured, asset leases are structured in line with ATO guidelines, sitting on the balance sheet as a business expense.
Your options are:
- Pay your equipment’s remaining value and take ownership
- Make the switch or trade your gear
- Refinance outstanding payments
Why Choose UFinancial?
Tailored Solutions
We recognise that every client has unique financial requirements. Our team works closely with you to customise finance packages that align with your specific needs and goals.
Competitive Rates
Leveraging our extensive network of lenders, we secure attractive interest rates and loan terms, ensuring you receive the best possible deal.
Fast Approvals
Time is of the essence. Our streamlined application process is designed for quick approvals, enabling you to acquire the assets you need without unnecessary delays.
Expert Guidance
Our seasoned finance specialists provide clear and professional advice, guiding you through each step of the lending process with confidence.
Comprehensive Support
From the initial application to the final settlement, we manage all the details, allowing you to focus on your business operations or personal endeavours.
Latest refinance news
What happens if I can’t make my car loan repayments?
Life can throw unexpected challenges your way, and missing a car loan repayment can feel overwhelming. But don't panic—there are steps you can take to get back on track before things escalate. From understanding your options to knowing how to avoid serious consequences, this is your roadmap to navigating the bumps along the way...
What to consider when applying for an asset finance loan
Before securing an asset finance loan, it’s essential to evaluate a few key factors to ensure you’re making the right financial decision for your business or personal needs.
