Expert home loan support
Looking to buy, upgrade, or refinance along the Surf Coast? From Torquay and Jan Juc, to Anglesea, Aireys Inlet and Lorne – our team is here to make the home loan process simple.
Why chose us for Surf Coast home loans?
- Local knowledge of the Surf Coast property market and lifestyle needs
- Access to a wide range of lenders and competitive rates
- Tailored advice for first home buyers, investors, and refinancers
- Clear guidance, so you feel confident from pre-approval to settlement
The Surf Coast offers a unique mix of coastal lifestyle and investment potential — and we’re here to help you make the most of it.
Local experts. Real results.
As your trusted Surf Coast mortgage broker, we specialise in helping locals and newcomers secure the right loan with the right lender. Whether you’re buying your first home, upsizing for your family, or refinancing to save money, we’ll guide you every step of the way.
Come Visit Us:
1D Baines Cres
Torquay, VIC, 3228
Tel: 03 5264 8214
Podcast dropping soon!
Local voices. Real stories. Smart money.
Beyond the Break is your local guide to all things finance, property, and community on the Surf Coast. Hosted by Leigh Deledio & Paul Nelson, each episode blends real client stories, expert insights, and local legends to help you navigate money with confidence.
Whether you’re buying, building, exploring the market or just curious, this is where strategy meets lifestyle—right here in the Surf Coast, Torquay.
Coming soon! Keep an ear out.
But don't just take it from us.
Hear from a few of the 1000's of Aussies we've helped!
From day one, Stacey was absolutely unbelievable. She went so far above and beyond it still blows me away, even working through the Christmas break to make sure everything lined up perfectly so i could secure my home. Her expertise is next level. The strategies and advice she gave us when putting our offer together were the difference. Even the real estate agent said it’s the reason we got the house.
Stacey made the entire process feel clear, manageable, and actually exciting. There was never a moment where i felt unsure or unsupported.
And it’s not just Stacey, the entire UFinancial team is incredible. Everything was handled seamlessly behind the scenes, set up perfectly, and anytime i had a question, they were instantly there. You’re never left wondering or chasing anything. You genuinely feel like they care just as much as you do, which is rare.
The level of service, communication, and genuine care is something you just don’t come across often. Nothing was ever too hard, no question too small, they were all in, every step of the way.
I am beyond grateful and cannot recommend Stacey and the UFinancial team highly enough. If you want the absolute best chance of securing your home, with a team that genuinely has your back, this is it.
As a single mum, navigating a big financial decision like this on your own can feel really daunting but Stacey made it completely stress-free. Every step was clearly explained, nothing felt overwhelming, and she was always easy to reach whenever I had questions.
If you're looking for a broker who genuinely goes above and beyond, she's your person.
I would highly recommend her to anyone looking for a mortgage broker!
They took the time to clearly explain everything, compare lenders, and find a solution that genuinely suited our financial situation. The entire process felt smooth and well-managed, and they kept us informed at every stage.
Thanks to their expertise, we were able to refinance successfully and consolidate our debts into a much more manageable structure. Their responsiveness, patience, and commitment to achieving the best possible outcome truly stood out.
I highly recommend their services to anyone looking for an honest, reliable, and highly skilled mortgage broker
Stacey didn’t just organise our finance; she supported us with everything surrounding the purchase. She guided us through dealing with conveyancers, coordinated with real estate agents, and made sure every detail was covered. Her dedication, professionalism, and genuine care for her clients truly set her apart.
If you’re looking for someone reliable, knowledgeable, and invested in helping you achieve the best outcome, we couldn’t recommend Stacey highly enough. She made the entire journey feel easy, and we’re extremely grateful for all her hard work.
Would definitely use them again. 😊
Extremely helpful and professional.
Outstanding communication with Gold Star Customer service!!
The whole experience with Ufinancial made the process a very special moment.
Thank you
Wonderful to work with.
Amazing commitment to get a desired result
Would never use any other company when looking for finance
Friendly and supportive
Sorted my finances with good advice even if it was what I didn't want to hear
Would recommend Ufinancial to look after your financial situation
Thanks Ufinancial team
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