Your local mortgage broker experts in the Surf Coast

Mars was absolutely fantastic to work. Our situation wasn’t completely straightforward, but he guided us through it with calm, clear advice and made the whole process feel much less stressful. He kept us updated every step of the way, explained what was happening, and was always responsive when we had questions. We really appreciated his support, especially when things were a little tricky. We would highly recommend Mars to anyone looking for a knowledgeable, reliable and supportive mortgage broker.

Mars has been incredible to work with. He was extremely patient and always available to chat if I had any questions. He made the process really enjoyable. I would highly recommend using ufinancial, mars and the team have been amazing .

Mars and his team are extremely knowledgeable, responsive handing complex situations professionally and methodically. I will definitely continue to use their services for my financial and mortgage requirements.

I write a few reviews. Mars deserves this one. I came to him stressed, clueless about half of what refinancing actually involves, and probably asking the same questions three times. He never made me feel like an idiot. He explains everything in plain English, stays completely calm when I'm panicking, and somehow always knows exactly what to say to put me at rest. But here's the bit that blew my mind. My house was valued on a Friday. By Tuesday I had settled my refinance. Tuesday. I genuinely didn't think that was possible. I've since been told by multiple people it isn't. Mars made it happen anyway. That's kind of the whole story with him. Nothing is ever a problem. He's always three steps ahead, comes up with ideas I'd never have thought of, has all the right relationships, and just gets things done faster than you'd think humanly possible. And somehow it all feels effortless on my end. That's the mark of someone who's genuinely brilliant at what they do. Dan, who works closely with Mars, is just as good. The whole team is. This is the kind of organisation where you actually feel like they have your back. I feel safe. That's rare. Do yourself a favour and just call them. It changed my life.

Third time refinancing with Ufinancial. First with Jim and now Stacey, the whole team are friendly, know their stuff and great to work with.

Stacey was the perfect balance of knowledgeable and responsive. She was with us for the full journey and we're incredibly happy with the result. I would highly recommend her to anyone.

Massive thanks to Daniel Seuren who is the mortgage broker that helped me purchase my first home. Can't recommend Daniel enough. Friend of mine recommended Daniel to me, and rightly so! Daniel is really informative, professional, very responsive and easy to communicate with and helped me step by step through the process. Huge thanks Daniel, and I'll be in touch again when it's time to refinance!

Daniel and the entire team at UFinancial provided excellent service throughout the entire home loan process. They took the time to understand our needs and guided us in selecting and applying for the most suitable loan for our situation. What really stood out was how they continued to support us right through to settlement, smoothing out any hurdles along the way and making the whole experience seamless and stress-free. We felt genuinely well looked after at every step. Highly recommend UFinancial — and Daniel in particular — to anyone looking for a knowledgeable, professional, and reliable mortgage broker in Melbourne.

I honestly couldn’t have asked for a better experience with Stacey and the team at UFinancial, especially as this was my first property purchase. From day one, Stacey was absolutely unbelievable. She went so far above and beyond it still blows me away, even working through the Christmas break to make sure everything lined up perfectly so i could secure my home. Her expertise is next level. The strategies and advice she gave us when putting our offer together were the difference. Even the real estate agent said it’s the reason we got the house. Stacey made the entire process feel clear, manageable, and actually exciting. There was never a moment where i felt unsure or unsupported. And it’s not just Stacey, the entire UFinancial team is incredible. Everything was handled seamlessly behind the scenes, set up perfectly, and anytime i had a question, they were instantly there. You’re never left wondering or chasing anything. You genuinely feel like they care just as much as you do, which is rare. The level of service, communication, and genuine care is something you just don’t come across often. Nothing was ever too hard, no question too small, they were all in, every step of the way. I am beyond grateful and cannot recommend Stacey and the UFinancial team highly enough. If you want the absolute best chance of securing your home, with a team that genuinely has your back, this is it.

I can't recommend Stacey highly enough. She helped me secure finance for my next home and the experience was genuinely seamless from start to finish. As a single mum, navigating a big financial decision like this on your own can feel really daunting but Stacey made it completely stress-free. Every step was clearly explained, nothing felt overwhelming, and she was always easy to reach whenever I had questions. If you're looking for a broker who genuinely goes above and beyond, she's your person.

Laura and her team were exceptional to deal with when helping arrange the finance for the purchase of our first home. Her professionalism, knowledge and communication was second to none. I would highly recommend her to anyone looking for a mortgage broker!

We had an outstanding experience with Chris, Xavier and their team during our refinancing and debt consolidation process. From the very beginning, they were professional, knowledgeable, and extremely transparent about our options. They took the time to clearly explain everything, compare lenders, and find a solution that genuinely suited our financial situation. The entire process felt smooth and well-managed, and they kept us informed at every stage. Thanks to their expertise, we were able to refinance successfully and consolidate our debts into a much more manageable structure. Their responsiveness, patience, and commitment to achieving the best possible outcome truly stood out. I highly recommend their services to anyone looking for an honest, reliable, and highly skilled mortgage broker

Abi and her team were fantastic to deal with. They dealt with everything swiftly and professionally. Definitely recommend their services!

I had a pretty bad experience with my first mortgage broker so I was going in skeptical but Stacey was the most incredible person to help us on this journey. From start to finish her professionalism and genuine care about finding us the best loan was on display. I cannot thank Stacey enough for helping us get our dream home. You’d be a fool not to go with her.

Highly recommend Stacey Day from UFinancial. Stacey helped me purchase my first home and was an absolute pleasure to deal with. Her professionalism and communication were outstanding throughout the entire process from the initial enquiry all the way through to settlement day. Thanks again Stacey 😊

Laura Biggs helped us throughout our entire journey to find our dream home! She's incredibly diligent, knowledgeable and communicative. I couldn't imagine anyone better to have guiding us through the purchase of our first home. I highly, highly recommend Laura 🙂

Mars was awesome to work with. Super responsive and helpful, would definitely use him again on our next property purchase. Thanks Mars and Mon!

Stacey is the best. I honestly had no idea what I was doing to begin with, Stacey guided me through buying an investment property every step of the way. Can’t thank Stacey and her team enough.

George one of brokers at ufinance helped me get one of my dream cars and I honestly can't thank him enough, he went above and beyond and with exceptional customer service. Thank you George!

I worked with Stacey and her team at U Financial to purchase my first property and I couldn’t rate them higher. Stacey was so easy to deal with, communicated and explained the whole process to me to make it less daunting and made me feel so at ease. Stacey always had my best interests at the forefront and I am so grateful for her help in securing me my first home! I cannot thank them enough and would recommend Stacey to all my friends and family going forward!

Once again Matt and his team were amazing in helping with all our financial needs, so goods it's our 3rd time dealing with them. Always professional and go above and beyond. So good wouldn't recommend anyone else .

We recently worked with Stacey Day as our mortgage broker, and we honestly couldn’t have asked for a better experience. From the very beginning, Stacey was incredibly helpful, thorough, and always one step ahead. Her communication was exceptional, she kept us updated at every stage and made what could’ve been a stressful process feel smooth and straightforward. Stacey didn’t just organise our finance; she supported us with everything surrounding the purchase. She guided us through dealing with conveyancers, coordinated with real estate agents, and made sure every detail was covered. Her dedication, professionalism, and genuine care for her clients truly set her apart. If you’re looking for someone reliable, knowledgeable, and invested in helping you achieve the best outcome, we couldn’t recommend Stacey highly enough. She made the entire journey feel easy, and we’re extremely grateful for all her hard work.

Ufinancial have been incredible. Ben makes it seamless from idea to execution every time! I could not recommend Ben and ufinancial more

UFinancial have been fantastic to work with. Andrew and Therese provided consistent support throughout the entire process and made everything smooth and stress-free. Really happy with the service and would highly recommend them!

Dan Walsh, Franco Theuma and the team have been marvellous from start to finish. Mortgaged 2 homes, reassessed all our insurances, seamless and so helpful. Friendly, professional and knowledgeable, can't ask for more. We'll be with them for life now. Chat soon team! Love The Holts

5 star service in a fast, friendly and extremely efficient manner whilst keeping that personal touch.

Laura and her team at u financial have been nothing short of excellent & amazing! Genuinely can not fault them or thank them enough for their attention to detail and professionalism throughout the process!

This was our fourth house purchase with UFinancial. We absolutely love their expert assistance, advice and clarity along the way. The whole team is experienced and professional. Thanks Laura and team at UFinancial, if there is a fifth property purchase, we would only use you! UPDATE: turns out there is a fifth property purchase and once again Ufinancial got the deal DONE! thanks Laura and team 🙂

Maddie and Paul I can’t thank you two enough. I am over the moon with how everything went regarding my mortgage and refinancing and manifesting my dreams. You both made it possible. Thank you so much. I’m very grateful. If I need anything else I definitely will come back to see you. Thank you.

Clear, prompt, attentive and personable. Mars and team sorted everything from start to finish in refinancing home loan very quickly but taking the time wherever needed to explain further. Thanks.

Stacey and the team at UFinancial were always prompt, professional and always kept us in the loop and would always check in. Would definitely use them again. 😊

I can’t recommend UFinancial enough. The team made the whole loan process so much easier than I expected. They really listened to what I needed, explained things in simple terms, and kept in touch the whole way through so I always knew what was happening. Nothing ever felt like too much trouble — they were patient, approachable, and genuinely wanted the best outcome for me. It took a lot of the stress out of what could have been a really overwhelming process. I’d happily work with them again and recommend them to anyone looking for help with a loan.

Ufinancial were great with assisting me with buying my first home. Could not recommend them any more highly.

Excellent operation. Excellent customer focus and service. Highly and easily recommended.

Very happy client here, very helpful, guided me from start to settlement. Highly recommended.

Great help throughout the whole process. I was able to ask any questions with a very quick response. Thank you.

Working with Stacey has been a fantastic experience. She was excellent at communicating with us through every step of our home loan process. Thanks Stacey!

Daniel and the rest of the team were absolutely fantastic to work with as we went through the process of buying our first home. Extremely helpful and professional.

I can highly recommend Ufinancial, Dirk and Stacey were fantastic to deal with. The stressors buying my first home were eased, my questions were always answered and my concerns reassured. Outstanding communication with Gold Star Customer service!! The whole experience with Ufinancial made the process a very special moment. Thank you

Absolutely amazing experience. Helpful throughout the entire process, and Franco was always doing his best to get me the best outcomes at every stage of the process. I would recommend him and the UFinancial team to anyone I know looking for a good broker.

Stacey was excellent from start to finish I absolutely recommend her and her team to assist you with your financial needs.

Buying my first property was a daunting thought but the whole Ufinancial team made the lending journey really seamless. Their experience and customer service gave me peace of mind that I was in the hands of experts. I'm so glad I had them on my side. Daniel and Therese were great. Highly recommend to anyone looking for a mortgage broker!